The Signal.
Technical deep dives into payment infrastructure, fraud detection algorithms, and the invisible economy of high-risk processing.
Stripe Chargeback Threshold: The Math That Matters
Card networks — not Stripe — set the chargeback thresholds that put your account at risk. Here is exactly how the ratios work and how to stay safely below them.
Stripe Is Holding My Funds: Why and For How Long
Stripe holding your funds or payouts on pause? Here is what each hold type means, how long reserves really last, and how to get money released early.
Why We Built FreezeAlert: A $300K Lesson in Stripe Risk
We lost an estimated $300K when Stripe froze our account at $25K/day. FreezeAlert exists because no one should learn about payment risk the hard way.
Stripe Risk Signals: What Triggers an Account Review
A detailed breakdown of the six risk signals that feed Stripe's review engine: disputes, refunds, velocity, geography, model drift, and KYC.
Getting Started with FreezeAlert
A step-by-step guide to connecting your Stripe account, configuring risk alerts, and reading your first risk report in FreezeAlert.
Get the risk report delivered.
Weekly updates on payment fraud trends, API changes, and compliance alerts.
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